Friday, August 8, 2008

Beijing host to the 2008 Olympic Games

Wow ….awesome…stunning!
Opening ceremony was– very artistic and well planned.

I have browsed through their website too. It is very informative and has all the possible details that you can think of.


All the best to all the contestants!

Thursday, August 7, 2008

Loan Consolidation

With rates being at the all time lows, now may be a good time to consolidate your school or college loans, car loans, credit card loans, variable rate mortgage loans or the adjustable rate mortgage loans.

Refinancing your high interest current mortgages could bring in lot of savings but BEWARE!
Do your homework and get quotes from various lenders, do not let them run your credit unless you are certain that you agree to their terms, make sure that there aren't any hidden fees or costs attached to the loans and of course - NO prepayment penalty!

One of the websites that I often recommend for getting detailed information on consolidating your loans, refinancing or getting mortgage on your primary home is
http://www.bankrate.com/
This website also provides you a comparative list of the lenders in your area with the current offered interest rate.

Good Luck!

Accounting Software

Accounting is a vital element of business. It has been in place since ages. It has evolved from the hand written notes, ledgers, journals to computerized data entry and report generation.

I still remember the time when we used to hand write the vouchers, journals, ledgers and financial statements and than one change in one of the entries would cause us to change all the other books and statements.....Wow that was laborious and time consuming!

Now, computers have made it easy. Everything is instantaneous. Infact, a variety of reports can be generated with a click of mouse.

Markets are filled with various accounting software and finding one which will meet all your needs is challenging. Each software has its advantages and disadvantages and ofcourse you do have options to customize accounting software to meet your needs if you are willing to pay the cost.

Quickbooks, Peachtree, Microsoft Money, Quicken are some of the ones that are most commonly used by small business.

I would suggest you review the needs of your business, consult with the CPA or the tax professional and compare the compatibility of the POS system (if you plan to have one) with your accounting software before you make this decision.

Tuesday, August 5, 2008

Stock Markets Rally....

Dow, Nasdaq & S&P were up considerably as the Federal Reserve held U.S. interest rates steady and gave no hint to push borrowing costs higher anytime soon. Crude Oil prices were on a slide too.
Considering the volatility in the market....it is difficult to predict where it would be heading next!